Good news, Bitcoin payments are now available in more than 120 countries. Bitcoin’s popularity continues to grow as a means for international transactions. The adoption of Bitcoin has been driven by companies that want to offer their customers more flexibility and a better user experience.

When sending money back home to your family, they usually send you a cash transfer to your bank account. However, if you are in another country, you may have difficulties sending money to your family back home. For those people, you can use an app to transfer money directly to your family members’ bank accounts. This is a great way to send money from your bank account in one country to your bank account in another country. There are many payment apps that allow you to send money from your bank account to your family members’ bank accounts. However, not all are the same. The key is to look for the app that is most convenient for you. can help you find the best payment app for you

Sending money via the internet can be a stressful process. You need to find a reliable, secure, and cheap way of sending money quickly, and the most common way to do it is using a payment gateway application. However, to find the best one, you will need to know a few things. Such as: what you need to send money, how to find the best one in the market, and how to send money via your application. Well, in this article, I will be going over the top 3 application types to help you find the right one for you. I will also present the best features of each of them and how to use them.. Read more about best money transfer apps and let us know what you think.

We’ve all been there. It’s Saturday night, you’re out to dinner with friends, but when the bill comes, it turns out no one has any cash on them. It’s always annoying to ask the waitress to split the bill, so what to do? It’s simple: Automatically send money to your friends using the Money Transfer application. But before that, you need to find the best app to send money, so you need to read this article. Money transfer apps are useful in many other scenarios, from paying for goods online, to sending money abroad, to paying freelancers. The world is moving towards a cashless society – no one wants to pay ATM fees anymore! – Money transfer applications will become increasingly common. We’ve already seen many stores where you can pay with your phone, and there are even completely cashless stores opening. word-image-14993 Image from Pexels

Best uses for sending money


This is one of the oldest money transfer apps on the market, and almost everyone has heard of it. If you have ever bought or sold on a particular online auction site, you may have even benefited from it.



This application can be used anywhere in the world and works with hundreds of different currencies, so no matter who you need to pay, PayPal is here for you.


Since PayPal is one of the oldest money transfer applications, most people who need to pay you already have this application. It also has a long history of safe and successful transactions.

Can be used for business

PayPal allows you to make purchases at certain stores and protect your money.



For some transactions, you pay a commission of 2.9% plus 30 cents for each transaction. However, if you are paying a friend with your PayPal balance or bank account, you should avoid these fees. photo by Pexels word-image-14994


Venmo is one of the most popular money transfer applications. In fact, it’s so common that people use it as a verb (Can you Venmo me that $10?), just as people now use the word Google.


This means that the person paying you or asking for money probably already owns the application.

Not loaded

Venmo does not charge any fees for processing payments made through your Venmo account, bank card or bank account.

Overhead guard

Venmo is committed to protecting your money. So, it has an incredible security system that prevents hackers from stealing your data.


Credit card expenditure

Venmo charges a small commission of 3% for using your credit card. Therefore, avoid using your credit card through the application.

Apple Pay

photo by Pexels word-image-14995 This allows you to send money directly to all your contacts via iMessage, without having to download another application.


No new application

If you and the person you’re talking to both have iPhones, you don’t need to download another application. This way, you can save space on your phone for apps that help you determine the superhero. (Or maybe pictures of your kids).

Compatible with Apple Watch

Yes, this means you can track payments from your Apple Watch if needed.

Let Siri help you

Hey, Siri, send Alice $80 worth of tickets to Panic at the Disco. It’s like having a personal assistant manage your money, it’s that simple.


Does not work with non-Apple phones

I know, it’s shocking, right? Apple Pay won’t work if you don’t have an iPhone because. Well, how could you even apply for that? It will also not work if the person you are trying to pay does not have an iPhone.

Google Pay

photo by Pexels word-image-14996


Operates in the US and UK

If you want to send money to a friend in the UK or receive money from a UK company, you can do it easily with this app.

Fingerprint protection

So criminals can still guess your password or hack your email address to get a unique code, but they can’t steal your fingerprints. This means you can rest assured that your money is safe.

Ease of use

This application is really user friendly, the minimalist design makes it possible for even the most technophobic to use it.

Immediate transfer to and from bank account

Instead of storing money in the app, Google Pay transfers payments directly to and from your bank account. This means that you do not have to wait to receive your money.

Available for Android and iPhone

Oddly enough, Google’s app is also available on the iPhone, but that means you can use that one app to pay whoever you want.


Credit card charges

Google Pay charges a 2.9% fee for using credit cards. Try pinning instead.

Western Union app

Western Union made its first money transfer in 1871, but is still moving with the times with this app.


Just add a new card

Adding a payment method with the Western Union application is easy. You can use your phone’s camera to scan the card and the process only takes a few seconds.

Find a real partner

Unlike most money transfer applications, Western Union has a number of locations in the United States. Thanks to the application’s geolocation system, you can find the nearest agent and their opening hours.


With this application you can easily send money all over the world. After all, that’s exactly why Western Union was created. It is also easy to estimate any costs before the transaction takes place.

Simple translations, repeatable

If you need to send money to the same person regularly, you will be pleased with the ease with which you can do so with this application. You can even set it up for automatic payment. Moreover, you can easily check whether the money has already been collected or not.

Receiver does not requirerequest

If your friend doesn’t have an app, he can get his money back at a Western Union branch.



Unlike most other apps, there are fees associated with using the Western Union app for peer-to-peer payments. Costs vary depending on the amount you are sending, the country you are sending to and how quickly you want to receive it.

Facebook Messenger

photo by Pexels word-image-14997 You’ve heard of Facebook, right? It’s a website and app that everyone and every dog is on. This is where you find out who your ex is dating now, and who your sister’s kids are. You can now send money to your niece along with a birthday message.



You can send money by communicating with your friends. Just click the dollar sign next to the options for sharing stickers and photos.

No need to load another application

You already use Facebook Messenger to stay in touch with old friends, so you also use it to pay for pizza. Leave room for selfies.


Can only be used in the USA

If you need to send money abroad, Facebook Messenger is not for you. It’s a bit odd considering Facebook has a presence in every country in the world, which makes me think Facebook will be expanding its peer-to-peer payment system soon.

cash box insert

This app, formerly known as Square Cash, provides you with a debit card that you can use to withdraw money at will. It also recently started accepting bitcoin payments.



It is one of the easiest apps to use and you can easily link your debit card for payment. You can also use it to transfer money directly into your current account.


Cash App allows you to earn discounts at the places you frequent, which means you can get discounts at your favorite restaurants.



The credit card fee is 3%, so try to use a debit card in this application.


This service was established in 2010 to make it easier to send money abroad.


Positive user feedback

TransferWise is one of the top rated money transfer apps in the world, which means users trust it.


This allows you to easily make recurring payments and connect all potential recipients in one place.


TransferWise claims it is a cheap way to send money abroad, up to eight times cheaper than traditional banks.


Registration can be complicated

Transferwise requires a lot of information up front, more than most money transfer applications.

Samsung Pay

photo by Pexels word-image-14998 This application, available on Samsung phones, allows you to pay your friends instantly.


Ease of use

It contains all your cards and makes it easy to pay people.

Multiple transactions

The Samsung Pay app also helps you find good deals in your area, so you can save money when you send an order.


Available in the USA only

Unfortunately, Samsung Pay is only available in the US, which means you can’t use it to pay abroad.


Azimo was founded in 2012 to simplify financial transactions and quickly attracted customers.


Ease of use

Azimo is another app that lets you deposit money directly into your bank account, as well as add cards by scanning them with your camera. It even finds new recipients by syncing with your phone’s contacts.

Available in more than 200 countries and territories

Although Azimo does not operate globally, it is available in many countries and has over a million satisfied customers.


If you want to make sure your money is safe, Azimo is one of the best applications. You can use your fingerprint or your PIN, whichever is more convenient for you.



A high fee of 9.9% is charged for online transfers.

Not available in the US

Azimo does not currently serve U.S. senders, but does offer residents of other countries the ability to send money to the United States.

What is the best application to send money?

photo by Pexels word-image-14999 It depends on what works best for you, so you need to ask yourself some questions about your needs. Here are some examples to get you started.

  • Do you regularly send money abroad?
  • Do you need to convert money into different currencies?
  • Do you prefer to transfer money using an application you already have?
  • Is it for personal or professional use?
  • Are you ready to do your part?
  • Do you need biometric security?
  • Do you want to deposit money into your bank account or use it to make online purchases?

Why use applications to send money?

Simply because it’s quick, easy and stress-free. When you send money through a money transfer app, all you have to do is sign up, select the friend you want to pay, enter the amount and click send. Then the money is often in their account within two hours. You can even show them the shipping receipt right away. We all have that one friend who promises to send money and there must be an error at your bank. We have to ask our friends if they can wait until payday to get the $20. Do you know how easy it is? If you have never had to deposit a check before, it may take 5-7 business days to transfer the funds. And I’m not counting the time it takes to find the checkbook, give the check to your friend, and the time it takes him to cash it at the bank. At that point, you start eating again, and the whole cycle begins again. I prefer that you pay the exact amount you owe. I understand that few people have a problem paying a friend $15 too much when you owe them $15.36 or accepting $20 when you owe them $19.88, but for people like me who like everything to be correct, this is perfect. I no longer have to search for dimes, nickels and quarters to balance the books. And I’m not the only one who thinks so. Watch the video below, directed by British comedian David Mitchell.


Should I use the app to send money?

No, but as explained above, there are many reasons why you should. Many people are skeptical about using apps to send money for a variety of reasons: they fear their phone isn’t secure enough for financial transactions or wonder if there’s enough room on their phone for one more app. (I certainly won’t be deleting any more photos of my cat!)

Is your money safe?

photo by Pexels word-image-15000 Fortunately, the first case is not a cause for concern. Any legitimate financial transaction application comes with various safeguards to prevent your identity from being stolen and to protect you when you make a purchase. It also means you don’t have to share your bank details with anyone; all you have to do is provide your username or email address. (Your friends are not the kind of people who would try to steal your money, but how likely is it that they would destroy the piece of paper with your account number on it?)

Save your money safely online

You have to make sure you do all the responsible things, like. B. Keep your phone and app passwords secret, log out after completing the money transfer app, and of course make sure you are sending money to the right person for a legitimate purpose. (The prince’s offer to give you 10% of his vast fortune if you wire him an amount in advance is no more legal with PayPal than it is with your bank.) It’s even a good idea to set up two-factor authentication, where instead of a password, you choose a code sent to you by email or text message. This makes it less likely that someone will steal your data.

Time to empty the phone

photo by Pexels word-image-15001 As for the second question, you can buy a memory card to increase your phone’s storage space. Or do a big cleanup and delete all the apps you don’t use. (Why would I need two apps to determine which Disney character I am? It’s Timon from The Lion King, of course).

Are there cases when I should not use the application to send money?

If you don’t have a smartphone, the app is probably not the best choice for you. However, in most cases, this is the easiest and fastest option for you. Even if the person you’re paying doesn’t have a smartphone, you can still use an app that has a website so they can access their money online.

How to create an account with the best send money app?

photo by Pexels word-image-15002 It’s very simple. Just select an application and download it from the application store. Then create a memorable combination of username and password. Then enter the basic data: Name, address, telephone number, bank details. It’s so easy, you can do it during a commercial break. (If you’re still watching TV with commercials). I hope this has helped you understand the benefits of money transfer apps and managing your money online. I would like you to tell me what your experience is with these financial applications. Have you used any of them? What do you think of them? Tell me about all this and more in the comments below, as your experiences can really benefit your fellow readers. word-image-15003 word-image-15004 word-image-5467The criteria for the best app to send money is different for everyone. Should you go for the app that gives you the highest amount of money sent? Or should you opt instead for the app that gives you the lowest fees? Or maybe you want to find an app that offers the highest speed. Or perhaps you need to find the best app to send money that connects to the most banks.. Read more about send money with checking account number instantly and let us know what you think.

Frequently Asked Questions

What is the best app for sending money?

We all have to send money to our friends and family from time to time, whether it’s a birthday gift, holiday dinner or some other surprise. We like to think that money can’t buy happiness, but if we’re honest, we can’t deny that it’s the one thing that gets us through the toughest of times. So, what’s the best way to send money in the digital age? And more importantly: how do we know which app to use? There are many apps available to send money to others, but what is the best method? Is it Google Wallet, Apple Pay, PayPal, or Venmo? There are a lot of reasons why you might want to send someone money. Maybe you accidentally overpaid a friend, or you want to give someone a gift but you don’t have cash on hand. Whatever the reason, if you can’t easily send someone money, you might want to try an app.

Which is safer PayPal or CashApp?

While using PayPal and CashApp are both free and easy ways to send and receive money online, there are also a number of differences that you should know about first. Did you know that because of the security-sensitive nature of credit card transactions, you need to wait a few days after making a purchase to benefit from the security of the transaction? This is called the “cooling off period” and it’s to prevent your credit card from being used fraudulently.

How can I send money to someone instantly?

As banking services continue to evolve, we’re seeing new innovations in financial technology that can improve the way you manage your money. The number of options to send money to someone has increased a lot in the last few years. Some can send funds in minutes, others in hours. Faster options can cost more, but you can pay a lot less by using the right app to send money.

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