In the past few years, Ocala has become a popular retirement destination for military personnel and government employees. How it differs from other Florida cities is its proximity to national forests, wildlife refuges, state parks and outdoor activities. However, those looking for more urban amenities than can be found in the city will find that they have to travel outside of town (and might as well go further north).

The “why is crime so high in ocala, florida” is a question that has been asked over and over again. The answer to this question is the 20 Pros and Cons of living in Ocala, Florida Right Now.

20 Pros and Cons of Living in Ocala, Florida Right Now

Anyone considering relocating to Ocala, Florida

The advantages and disadvantages of living in Ocala, Florida are discussed in this article. A prominent and rising city in the state’s north-central area.

Let’s get started…

The Benefits and Drawbacks of Living in Ocala, Florida

Before you move to Ocala, here are 20 things you should know:

  • A little town that welcomes families
  • Living costs are reasonable.
  • There are There are no state income taxes..
  • There are plenty enjoyable activities available.
  • There are several outdoor activities available.
  • Horses and equestrian farms
  • A fantastic location in central Florida.
  • Good health-care access
  • Weather that is warm and sunny
  • Hurricane danger is minimal.
  • Summer is hot and humid.
  • Tornadoes are a possibility.
  • The absence of major city facilities
  • Professional sports aren’t available.
  • It’s not near the beach.
  • Many elders and retirees
  • Limited variation
  • Professional employment are scarce.
  • Urbanization and growth
  • Sinkhole danger


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Otherwise, let’s go through the advantages and disadvantages of living in Ocala one by one.

Let’s start with the positives…

A little town that welcomes families

Ocala, located in Marion County, Florida, has a small-town feel to it.

First and foremost, there is a palpable sense of community. It’s simple to get to know your neighbors and other people in town.

In addition, there is no major traffic congestion. Like other sections of the state that are more metropolitan.

Everything is then accessible. Simply get in your automobile. You may also traverse the whole city in 25 minutes.

When you leave the city boundaries, the landscape becomes more rural. If you’re thinking about buying farmland. Build a home on undeveloped property. You have a lot of choices.

Finally, there is little crime. The schools are also excellent.

As a result, I believe you will find Ocala to be a pleasant environment to raise a family.

Living costs are reasonable.

You won’t have to break the bank to relocate here. Because the cost of living in Ocala is affordable.

The total cost of living is around 17% lower than the Florida average, according to

The major contribution to the savings is the median property value. When compared to the rest of Florida, you can get homes for roughly 35% less here. And the whole United States.

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Then there’s even another advantage to living in Ocala. Also about your finances…

There are There are no state income taxes..

You may save money on taxes just by relocating to Florida.

Because there is no individual income tax in the state. Federal income taxes, however, continue to apply.

Depending on the state from where you are relocating. And the amount of money you earn.

The tax savings might be significant. Thousands of dollars are saved by some families.

As a result, living in a tax-free state is an excellent approach to enhance your financial situation when you relocate.

There Are Many Interesting Things To See And Do

To begin, some of Ocala’s top qualities for going out include:

  • A central square
  • Shopping galore
  • Several eateries are available.
  • Cinema halls
  • A historically significant area

In addition, the annual Light Up Ocala extravaganza takes place in November. The Christmas season begins with a tree lighting event that draws thousands of people.

Finally, for arts and culture, there are the following options:

  • Ocala Art Festival Fine Arts
  • The Appleton Museum of Art is located in Appleton, Wisconsin.
  • Reilly Arts Center for the Performing Arts
  • Civic Theater of Ocala

Artists, artisans, and retailers, I believe, will interact on a local level here. In contrast to bigger cities.

There are several outdoor activities available.

Ocala is a fantastic area to live for outdoor enthusiasts.

The Ocala National Forest is nearby. Just west of the city borders is this location.

Camping, swimming, snorkeling, hiking, and canoeing are all options. There is also crystal pure water from natural springs available.

Lakes in the area are also famous tourist destinations. For water activities such as fishing and boating.

There is, of course, a flourishing golf community. There are many of courses in the region to suit every ability level.

Next, one of Ocala’s most distinctive features…

Horses and equestrian farms

Because the city bills itself as the “World Horse Capital.” For all you horse aficionados, it’s probably right up there with living in central Kentucky.

To begin with, the World Equestrian Center is located in Ocala. It was completed in the year 2021. It also has the biggest equestrian facility in the country.

In addition, there are miles and miles of magnificent horse ranches in the rural regions. There are also several horse-related events throughout the year. Riding, training, and contests are all included.

Finally, many individuals here work in some way in the equestrian sector. Additionally, you will notice supporting companies such as feed suppliers and equipment retailers.

As a consequence, a significant amount of money passes through Ocala. Because of the horse business, in particular.

Then there’s the matter of getting out of town. Bringing us to one of Ocala’s outstanding features…

A fantastic location in central Florida.

Located in the center of Florida’s central region. With a well-developed highway infrastructure. You may load up the vehicle, head out, and enjoy everything that Florida has to offer.

Here are several examples:

The lively Orlando metropolitan region is 90 minutes away. As well as the several prominent theme parks.

Daytona Beach is a 2-hour journey east of Orlando. The Atlantic Ocean is nearby.

While driving west for an hour and a half. You may relax and enjoy the Gulf of Mexico’s calmer seas and gorgeous beaches.

Jacksonville, Florida’s most populous city, can be explored in under 2 hours.

Alternatively, take Interstate 75 northwest out of Ocala.

Gainesville will be passed on this route. The University of Florida is located here. You are now in way to Georgia.

Let’s continuing going through the advantages and disadvantages of relocating to Ocala. Because we’re just getting started!

Good health-care access

Ocala offers several outstanding medical facilities. Among the possibilities are:

The HCA Florida Hospital in Ocala. It has a great reputation for cardiac care.

HCA Florida West Marion Hospital is the next stop. It is known for its orthopedic treatment.

Finally, in neighboring Gainesville, there is UF Health Shands Hospital. A prestigious teaching hospital. The University of Florida Medical School is affiliated with it.

Let’s go on to everyone’s favorite subject, the weather…

Weather that is warm and sunny

Sunshine and warmth are synonymous with Florida. And Ocala is no exception.

Winter will not be an issue for you. Because the temperature seldom falls below 40°F.

So put your snow shovels and winter clothing away. When relocating to Ocala.

Finally, for those of you who need the sun to function optimally. Don’t be concerned.

Because the Sunshine State has plenty of bright daylight.

Hurricane danger is minimal.

Unfortunately, Florida is one of the country’s most hurricane-prone states. However, there is some good news.

Because of the inland position of Ocala. It is safe from the worst of these destructive storms.

After arriving on land from the Atlantic Ocean or the Gulf of Mexico. The rain and wind die away. Limiting the amount of harm and danger to people in this region.

Okay. That concludes my list of all the wonderful aspects of living in Ocala.

But now is the moment to bring some balance to the discussion. And then provide the other viewpoint.

So, here are the drawbacks of living in Ocala…


Summer is hot and humid.

You must either like or be able to withstand the heat and humidity of summer. Summer temperatures often reach the upper 80s and 90s.

Also often are afternoon thunderstorms. There’s a chance of damaging lightning strikes.

In addition, the rain increases the humidity. And when the sun shines again. Afternoons might make you feel as if you’re in a sauna.

Tornadoes are a possibility.

As a result, hurricanes are unlikely to occur here. However, this does not rule out the possibility of severe weather.

Because tornadoes are common in Ocala and the surrounding regions.

A recent twister is a good example. The damage was estimated to be $15 million.

The absence of major city facilities

Ocala continues to be a tiny town. Although it is a burgeoning and expanding one.

This statement from a resident, I believe, perfectly describes things up…

“Ocala caters to all of your requirements, but not all of your desires.” When it comes to fine dining, high-end supermarkets, the arts, and high-end shopping.”

So, unlike Sarasota, Orlando, or Tampa, you won’t find big science and art museums here. Alternatively, a huge city nightlife scene.

Finally, there isn’t much for adolescents and twenty-somethings to do.

Professional sports aren’t available.

If you appreciate professional sports and the excitement of being in a stadium. That isn’t something you’ll find in Ocala.

From the comfort of your sofa, watch the numerous Florida professional sports teams. If you want to see live professional sports, go to Tampa, Orlando, or Jacksonville.

It’s not near the beach.

Most people contemplating relocating to Ocala wonder, “How far is Ocala from the beach?”

And the answer is around a 90-minute trip in each way. To go to the Atlantic or Gulf coasts.

So, you don’t live in southwest Florida, do you? Where there is easy access to the Gulf Coast’s gorgeous beaches.

Many elders and retirees

Retiring in Ocala is becoming more attractive. Winters are mild, the cost of living is reasonable, and there is no state income tax.

As a result, Ocala has attracted a large number of moderately well-off retirees and older folks.

They like early-bird meals at the neighborhood restaurants. And they drive a bit more slowly throughout town.

They are, however, generally trouble-free. They also contribute to the local economy.

It’s simply that not everyone wants to live around the elderly.

Which brings me to my second criticism of Ocala…

Limited variation

Because there isn’t a lot of variety in this area.

Because the majority of the people are elderly, retired, and well-off. Working-age Floridians, on the other hand, are simply trying to make ends meet.

There isn’t much in between. There isn’t much to maintain or attract a younger, upwardly mobile population.

Because of…

Professional employment are scarce.

Because professional and higher-paying employment are few in Ocala. This is particularly common in densely populated metropolitan areas.

As a consequence, the majority of individuals work in low-wage service occupations. The equestrian industry, for example.

Next, this item may or may not be one of the worst aspects of living in Ocala, depending on your viewpoint. Perhaps not.

I’m not sure. You choose…

Urbanization and growth

What was once a tiny, close-knit community. Horse farms surround the area. In recent years, it has expanded dramatically.

The majority of this is attributable to the inflow of new inhabitants. Wishing for more convenient access to products and services.

However, it does not sit well with all of the long-time residents.

Because they’ve seen their little community evolve and develop. With a hitherto unseen degree of commercialisation. And it is not universally popular.

Sinkhole danger

Finally, Florida as a whole. Sinkholes are very common in this part of central Florida.

They happen when the earth cracks open. To put it another way, it sinks.

Sinkholes are at best an annoyance. At worst, it’s a risky and expensive problem for property owners.

Okay. That’ll do it for today.

Allow me to conclude with a few last thoughts about relocating to Ocala…

Are There Any Advantages To Living In Ocala, Florida?

The lifestyle in Ocala is hard to surpass. Weather is pleasant, there are things to do, and it is ideally positioned between numerous Florida cities. It’s simple to understand why so many people have chosen Ocala as their home.

Moving here, however, is not for everyone. So, before you decide, think about all of the advantages and disadvantages of living in Ocala.

More Information On Living In Ocala And Beyond

Remember, we have dozens of…

Where to Live Resources

…many of which are centered on Florida’s top towns and cities.

1629658693_67_10-Pros-and-Cons-of-Living-in-New-Hampshire-RightOn a whiteboard, the conclusion is written.

Disclosure & Disclaimer: I am not a licensed investment adviser, financial adviser, or tax professional. And I am not providing you with individual investment advice, financial guidance, or tax counsel. Furthermore, this website’s only purpose is information & entertainment. And we are not liable for any losses suffered by any party because of information published on this blog.

The Benefits and Drawbacks of Living in Ocala


Ocala, Florida is a city in the state of Florida. It has a population of about 100,000 people and some pros and cons to living there. Reference: pros and cons of living in gainesville, fl.

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